ALG Life Insurance — Privacy Policy

Effective Date: October 21, 2026

ALG Life Insurance (“we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, and protect information when you visit https://alglifeinsurance.com, request insurance information, or communicate with us.

1. Information We Collect

Depending on your interactions with us, we may collect:

• Contact information, including your name, email address, telephone number, and mailing address.

• Information relevant to insurance quotes, including your age, state of residence, desired coverage, and insurance needs.

• Health, beneficiary, and payment information when necessary to assist with an insurance application.

• Information submitted through forms, appointment requests, emails, text messages, and customer service communications.

• Communication preferences and consent records, including when and how you opted in.

• Website usage information, such as IP address, browser type, device information, and pages visited.

Insurance carriers may collect application and payment information directly through their own systems, subject to their own privacy policies.

2. How We Use Your Information

We use information to:

• Respond to insurance inquiries and quote requests.

• Discuss life insurance and final expense coverage options.

• Assist with applications and policy service requests.

• Schedule appointments and send reminders.

• Provide quote follow-ups, application updates, and policy-related communications.

• Send marketing communications when we have the required consent.

• Maintain communication preferences and consent records.

• Improve our website and services.

• Prevent fraud, maintain security, and meet applicable legal obligations.

3. SMS Messaging and Privacy

Program Description

With your consent, ALG Life Insurance may send text messages about appointments, insurance quotes, application updates, policy servicing, and customer support. Marketing messages are sent only with the required consent.

Consent

We collect SMS consent through a dedicated checkbox on our website forms and maintain records of that consent. Consent to marketing text messages is not a condition of purchasing insurance.

Providing a phone number, visiting our website, or accepting this Privacy Policy does not, by itself, constitute consent to receive marketing text messages.

Message Frequency and Charges

Message frequency varies based on your requests and interactions with us. Message and data rates may apply.

Opting Out

Reply STOP to unsubscribe from text messages. You may receive one final confirmation message. No further messages will be sent through that program unless you opt in again.

Help

Reply HELP, email [email protected], or call (469) 840-1509 for assistance.

Carrier Disclaimer

Carriers are not liable for delayed or undelivered messages.

SMS Data Protection Statement

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Service providers supporting our messaging program may access information only as necessary to deliver and support that program, subject to confidentiality and use restrictions.

4. Information Sharing

We do not sell or rent your personal information. We may share information in the following circumstances:

Insurance Services: With insurance carriers and authorized parties as necessary to provide requested quotes, process applications, or service coverage.

Service Providers: With providers supporting website hosting, customer relationship management, appointment scheduling, communications, and other business operations.

Legal Requirements: When required by applicable law or valid legal process, or when reasonably necessary to prevent fraud, address security concerns, or protect legal rights.

Business Transfers: As part of a merger, acquisition, or sale of the business, subject to applicable law and continued privacy protections.

These provisions do not authorize sharing mobile information or transferring SMS consent for another party’s marketing. SMS opt-in data and consent remain subject to Section 3.

5. Data Security and Retention

We use reasonable administrative, technical, and organizational safeguards designed to protect personal information. No method of electronic transmission or storage is completely secure.

We retain information as reasonably necessary to provide services, maintain required records, resolve disputes, and meet applicable legal obligations.

6. Cookies and Similar Technologies

Our website may use cookies and similar technologies to support functionality, remember preferences, understand visitor activity, and evaluate marketing effectiveness.

You may manage cookies through your browser settings. Disabling cookies may affect certain website features.

7. Your Rights and Choices

Depending on your location and applicable law, you may have rights to request access to, correction of, or deletion of certain personal information.

You may also:

• Unsubscribe from marketing emails using the unsubscribe link.

• Stop text messages by replying STOP.

• Contact us to update your information or communication preferences.

• Withdraw consent for future communications where applicable.

We may verify your identity before fulfilling a request. Some information may need to be retained for legal, regulatory, or recordkeeping purposes.

Submit requests to [email protected] or (469) 840-1509.

8. Third-Party Websites

Our website may link to insurance carriers or other third parties. Their websites and services are governed by their own privacy policies.

This Privacy Policy applies to information handled by ALG Life Insurance.

9. Changes to This Policy

We may update this Privacy Policy periodically. The latest version will be posted on our website with an updated effective date. Additional notice will be provided when required by law.

10. Contact Us

ALG Life Insurance
Phone: (469) 840-1509
Email: [email protected]
Website: https://alglifeinsurance.com